Hey community! Today we're going to talk about cash out refinancing. A lot of clients are constantly wanting to know: "What is a cash out refinance?" This is where we pay off your existing loan, give you a new loan, a higher loan amount, and you get cash-in-hand to...

Hey community! Today's topic is going to be the difference between a mortgage broker and a mortgage banker. #1. Banks have limited options. A mortgage banker is going to represent that bank and their products only. A mortgage broker, on the other hand, is going to...

Hey community! Today we're excited to announce new loan amounts going into effect immediately. For those of you looking for the best loan terms, rates, low down payments, you can now borrow up to $510,400 on a conventional loan immediately. Traditionally, for anyone...

Hey community! We're about two weeks out from Veterans Day and so first of all, we just want to say thank you to all of our Veterans out there. That's why our topic today is VA Loans. VA Loans have some changes going forward next year in 2020. The most important is...

Hey community! Today we're going to talk about appraisal waivers.  What is an appraisal waiver? An appraisal waiver is when you have a chance to refinance your property and waive the right to an appraisal completely. Not only does it save you $500-600 on a refinance,...