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Episode 6 – Discount Points

Episode 6 – Discount Points Hey community! Today we’re going to talk about discount points. There’s a lot of topics going around right now about “points” and in particular “discount points”.  In the mortgage world, usually it...

Episode 5 – Cash Out Refinance

Episode 5 – Cash Out Refinance Hey community! Today we’re going to talk about cash out refinancing. A lot of clients are constantly wanting to know: “What is a cash out refinance?” This is where we pay off your existing loan, give you a new...

Episode 4 – Mortgage Broker vs. Banker

Episode 4 – Mortgage Broker vs. Banker Hey community! Today’s topic is going to be the difference between a mortgage broker and a mortgage banker. #1. Banks have limited options. A mortgage banker is going to represent that bank and their products only. A...

Episode 3 – Conventional & Jumbo Loans

Episode 3 – Conventional & Jumbo Loans Hey community! Today we’re excited to announce new loan amounts going into effect immediately. For those of you looking for the best loan terms, rates, low down payments, you can now borrow up to $510,400 on a...

Episode 2 – VA Loans Update

Episode 2 – VA Loans Update Hey community! We’re about two weeks out from Veterans Day and so first of all, we just want to say thank you to all of our Veterans out there. That’s why our topic today is VA Loans. VA Loans have some changes going...

Episode 1 – Appraisal Waivers

Episode 1 – Appraisal Waivers Hey community! Today we’re going to talk about appraisal waivers.  What is an appraisal waiver? An appraisal waiver is when you have a chance to refinance your property and waive the right to an appraisal completely. Not only...