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How to Improve Your Credit Before Buying a Home

How to Improve Your Credit Before Buying a Home

Before applying for a home loan it is important to know your credit score. Your credit score is like a financial report card. It is determined by taking into account your payment history, total credit owed, length of credit history, new credit and types of credit...
Should I Rent or Own a Home?

Should I Rent or Own a Home?

The question if you should rent or own is a big one and it’s not as straightforward as you might think. Most people dream of someday owning a home, but it’s different for every individual and based on every stage of life. At Community Lending of America, we believe...